Merchant Cash Advance


Get Up To $2 Million In As Little As 72 Hours!

Merchant Cash Advance The Merchant Cash Advance (MCA) is a type of Revenue Based Loan and is our most popular loan product.

With a Merchant Cash Advance, we are able to secure our clients up to $2,000,000 in working capital, with funding taking place in as little as 72 hours.

This product is ideal for the business owner that has a specific and immediate purpose for the funds such as working capital, new business opportunities, marketing, business expansion, etc. and is generally not a good instrument for debt consolidation.

Rates on a Merchant Cash Advance are determined by a number of factors including industry, repayment terms, and strength of the credit profile with business and banking history being key determining factors in qualification, so a good credit score is not needed.

The repayment terms on a Merchant Cash Advance generally range from 3-21 months.

For new businesses, CyoGate offers a Start-up Advance MCA that provides up to $50,000 in working capital for new Merchants who accept credit cards and have as little as 90 days in operation.


For more information on a Merchant Cash Advance or any of CyoGate's Business Loans Services, please contact us today, or request a Business Loan Application using the button below.


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Retail & Internet Merchant Accounts

An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.

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High Risk Merchant Accounts

If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.

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Internet Payment Gateway

The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.

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