We have designed our gateway to be able to handle transaction submissions and responses in the Authorize.Net format. We call this our Gateway Emulator.
To use the Gateway Emulator, your shopping cart or application must support the Authorize.Net AIM or SIM method of integration. If the application supports the AIM or SIM method, you simply need to change the transaction POST URL to our Gateway Emulator URL.
Our Gateway Emulator URL is:
You will need to change any production and test Authorize.Net URLs to one of the above URLs. The following URLs should be replaced:
Some applications will not contain the test URL. In that case, you will only be changing one URL. Once you have updated the URLs to point to us, the application will submit transactions without needing changes to the code base.
You will then need to configure the Authorize.Net AIM or SIM payment module with the following credentials:
For testing, you can use the username and password of "demo" and "password".
An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.
If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.
The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.