While our online reporting interface allows merchants to quickly and easily retrieve detailed information about past transactions, a need for additional flexibility may be required. For example, a merchant may have custom accounting software that requires up-to-date information about the settlement status of all credit card transactions every day.

This document describes how developers can query our reporting engine directly to retrieve transaction reports in a machine readable format. Once the data has been retrieved, it can then be parsed and imported into a variety of software applications.


The communication protocol used to send messages to the Payment Gateway is through the HTTP protocol over an SSL connection (HTTPS). The format you must use is name/value pairs delimited by ampersand.

Example Query String: username=demo&password=password&transaction_id=123456789

You may use either GET or POST to pass your request to the Query API. The name/value pairs that are accepted by the Payment Gateway can be found in the 'Variables' section of this API.

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Retail & Internet Merchant Accounts

An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.

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High Risk Merchant Accounts

If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.

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Internet Payment Gateway

The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.

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