| Variables | Description |
|---|---|
| customer_vault* | Add/Update a secure customer vault record. Values: 'add_customer' or 'update_customer' |
| customer_vault_id | Specifies a customer vault id. If not set, the payment gateway will randomly generate a customer vault id. |
| billing_id | Billing id to be assigned or updated. If none is provided, one will be created or the billing id with priority '1' will be updated. |
| username* | Username assigned to merchant account. |
| password* | Password assigned to merchant account. |
| ccnumber** | Credit card number. |
| ccexp** | Credit card expiration. Format: MMYY |
| checkname*** | The name on the customer's ACH account. |
| checkaba*** | The customer's bank routing number. |
| checkaccount*** | The customer's bank account number. |
| account_holder_type*** | The customer's ACH account entity. Values: 'personal' or 'business' |
| account_type*** | The customer's ACH account type. Values: 'checking' or 'savings' |
| sec_code | ACH standard entry class codes. Values: 'PPD', 'WEB', 'TEL', or 'CCD' |
| currency | Set transaction currency. |
| payment | Set payment type to ACH or credit card. Values: 'creditcard' or 'check' |
| orderid | Order id |
| order_description | Order Description |
| merchant_defined_field_# | Can be set up in merchant control panel under 'Settings'->'Merchant Defined Fields'. Format: merchant_defined_field_1=Value |
| ponumber**** | Cardholder's purchase order number. |
| tax**** | Total tax amount. Format: x.xx |
| tax_exempt**** | Set whether cardholder is tax exempt. Values: 'true' or 'false' |
| shipping**** | Total shipping amount |
| first_name | Cardholder's first name. |
| last_name | Cardholder's last name. |
| address1 | Card billing address. |
| city | Card billing city |
| state | Card billing state. |
| zip | Card billing postal code. |
| country | Card billing country code. |
| phone | Billing phone number. |
| Billing email address. | |
| company | Cardholder's company. |
| address2 | Card billing address, line 2. |
| fax | Billing fax number. |
| shipping_id | Shipping entry id. If none is provided, one will be created or the billing id with priority '1' will be updated. |
| shipping_firstname | Shipping first name. |
| shipping_lastname | Shipping last name. |
| shipping_company | Shipping company. |
| shipping_address1 | Shipping address. |
| shipping_address2 | Shipping address, line 2. |
| shipping_city | Shipping city |
| shipping_state | Shipping state. |
| shipping_zip | Shipping postal code. |
| shipping_country | Shipping country code. |
| shipping_phone | Shipping phone number. |
| shipping_fax | Shipping fax number. |
| shipping_email | Shipping email address. |
| * | Always required |
| ** | Required for credit card transactions |
| *** | Required for ACH transactions |
| **** | Required for Level 2 transactions |
| Variable | Description |
|---|---|
| username* | Username assigned to merchant account. |
| password* | Password assigned to merchant account. |
| customer_vault_id* | Specifies a customer vault id. |
| amount | Total amount to be charged. For validate, the amount must be omitted or set to 0.00. Format: x.xx |
| currency | The transaction currency. Format: ISO 4217 |
| processor_id | If using Multiple MIDs, route to this processor (processor_id is obtained under Settings->Load Balancing in the Control Panel). |
| descriptor | Set payment descriptor on supported processors. |
| descriptor_phone | Set payment descriptor phone on supported processors. |
| orderdescription | Order description. |
| orderid | Order ID |
| * | Always required |
| Variable | Description |
|---|---|
| customer_vault* | Deletes a secure customer vault record. Values: 'delete_customer' |
| customer_vault_id* | Specifies a customer vault id. |
| username* | Username assigned to merchant account. |
| password* | Password assigned to merchant account. |
| * | Always required |
Apply for a Merchant Account
Signup for the Payment Gateway
An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.
If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.
The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.