The only accurate way to compare the true costs of merchant services is by conducting a statement audit based on actual usage and charges. There are many factors that affect a merchant's rate and real savings on credit card processing services cannot be determined simply by comparing qualified rates or by soliciting general quotes or proposals.
With CyoGate's FREE Merchant Savings Audit, a qualified Statement Analyst will review the actual credit card processing history of your existing merchant account to determine the types of credit cards your customers are using, your downgrade rates, the number of downgrades, the completeness of submitted information, and many, many more factors that affect your merchant rate that can only be determined by reviewing actual processing statements.
Once we complete the analysis, we will email you a report with the breakdown of actual credit card charges and the real savings that would have been achieved using a CyoGate Merchant Account.
If you would like to receive our Free Merchant Account Audit & Savings Analysis, please contact us today!
You will need to provide CyoGate with a minimum of the previous two months processing statements to receive a statement audit. Please do not request this service if you are unable or do not wish to provide CyoGate with copies of your statements.
Apply for a Merchant Account
Signup for the Payment Gateway
An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.
If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.
The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.