Mobile Credit Card Processing

Accept Credit Card Payments From Mobile Devices

CyoGate's mobile payment solutions enable businesses to securely process credit card payments and refunds directly from mobile devices such as Android, Apple iPhone, iPod, and iPad. We also have Mobile eCheck Processing services to enable you to process check payments from the field.

Using free iProcess^TM Software in conjunction with an encrypted card reader like the IDTech Shuttle^TM and CyoGate's mobile payments service, an existing mobile device can be converted into a mobile credit card terminal allowing a merchant to accept credit card payments and process refunds at standard "swiped" rates.

Using iProcess^TM, merchants have a choice of either entering transactions directly using the graphical interface on the mobile device, or transactions may be swiped using a supported card reader.

Additional features of iProcess^TM include:

• Extensive coverage area provided by WIFI, 3G/4G, or EDGE.
• Manually "Key" transactions into the software, or, swipe transactions at retail rates using the ID Tech Shuttle^TM
• Shuttle swipe solution is hardware encrypted for customer data security
• Add multiple merchant ID's inside iProcess^TM
• Geotag the location on receipt
• Capture Digital Signatures
• Add tips if needed
• Receipts can printed, or sent to customers via email or SMS
• Perform full or partial refunds via "Transaction History Log"
• Application is free to download and no additional per transaction fees apply, however standard gateway fees do apply

Apple users can download iProcess^TM for free from iTunes and Android users can download iProcess^TM for free from GooglePlay or use CyoGate's Android Mobile Payments Application to process both checks and credit cards.

Some feature of the IDTech Shuttle^TM include:

• Plugs into audio headphone jack - no cables or batteries required
• Supports TDES and AES encryption using DUKPT Key Management
• Reads up to two tracks of card data
• Superior MagStripe reading performance
• Bi-directional card reading
• Low battery consumption of mobile devices
• No external power supply required
• Bi-directional communication between reader and mobile device
• Extended phone jack enable compatibility with various phone cases
• Unique design allows the Shuttle to fasten securely to mobile devices without the use of a clip
• SDK available for Apple^TM, Android^TM, and Blackberry^TM platforms

CyoGate also has a Mobile API for both Apple iOS^TM and Android^TM devices the enables integration of the credit card processing with other mobile applications.

CyoGate supports mobile devices with both its full Internet Payment Gateway and new Mobile Payment Gateway!

For more information on CyoGate's mobile payment solutions, please contact us today!

Apply for a Merchant Account Signup for the Payment Gateway Get the Android App

Retail & Internet Merchant Accounts

An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.

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High Risk Merchant Accounts

If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.

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Internet Payment Gateway

The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.

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