Accept Credit Card Payments From Mobile Devices
CyoGate's mobile payment solutions enable businesses to securely process credit card payments and refunds directly from mobile devices including contactless mobile EMV payments.
Smartphones are now an accepted and easy way for merchants to accept payments and for customers to pay. CyoGate enables this with robust mobile payment offerings that include both Apple Pay and Google Pay options, and a custom mobile SDK that allows developers to customize the mobile payment experience and add payment processing functionality to mobile applications.
We offer EMV card readers that are pre-certified with major payment processors enabling rapid implementation of a full-featured mPOS solution with no additional certifications required. Or, you can turn your existing mobile phone or tablet into a credit card processing terminal using iProcess software and a plug and play mobile credit card reader
Mobile Payment Options
Android Mobile Payment Processing
CyoGate's Android solution supports EMV chip, magnetic stripe swipe, and contactless NFC payments (including Google Pay) using pre-certified EMV card readers. The readers connect via Bluetooth or audio jack and are compatible with most Android smartphones and tablets. Our EMV readers come pre-certified with major processors — no additional certification required, which means faster deployment for your business.
iPhone & iOS Mobile Processing
The same pre-certified EMV hardware works with iOS devices, supporting tap-to-pay, chip, and swipe transactions. Apple Pay contactless acceptance is included. All transactions are encrypted at the point of swipe — card data is never exposed in plain text on the device.
Mobile Payment Gateway
For merchants who need full gateway features on mobile — not just card acceptance — the CyoGate mobile payment gateway brings virtual terminal, customer vault access, transaction history, and reporting to smartphones and tablets. Ideal for field sales teams and service businesses who process varied transaction types in the field.
Mobile SDK for Developers
Building a custom mobile app? CyoGate's mobile SDK for iOS and Android lets developers integrate payment processing directly into proprietary applications. Full REST API documentation, sandbox environment, and developer support are available through the CyoGate Developers Portal.
Ideal Business Types for Mobile Processing
- Food trucks and mobile vendors — accept cards at any location without a fixed POS
- Farmers markets and craft fairs — fast EMV transactions with contactless options for quick lines
- Field service and home repair — collect payment at job completion, on-site
- Delivery services — collect COD credit card payments at the door
- Event staff and ticket sales — mobile acceptance with no separate hardware investment
- Healthcare and in-home services — compliant card collection without returning to an office
Mobile eCheck / ACH Processing
Mobile payment doesn't have to mean credit cards only. CyoGate also supports mobile eCheck processing for businesses that collect ACH payments in the field — contractors, landlords, and B2B service companies who prefer ACH for its lower per-transaction fees.