Credit Card Processing

Merchant Accounts & Payment Gateway

Retail, Ecommerce & High Risk Merchant Accounts!

Apply for an Ecommerce Merchant Account to accept credit card payments online from your website or ecommerce shopping cart, and by phone or mail order. We offer extremely low rates on Retail, MOTO, and High Risk Merchant Accounts to save your business money on Credit Card Processing!

We can provide merchant accounts for new businesses or, if you already accept credit cards, we'll show you how much you can save by switching from your existing provider to a CyoGate merchant account with a Free Merchant Savings Analysis.

Advanced Payment Solutions

Connect Your Merchant Account

Connect your existing merchant account to your website or ecommerce store with CyoGate's full function low cost Internet Payment Gateway which is supported by more than 100 popular shopping carts. With tons of advanced features like electronic invoicing, load balancing, and built-in ecommerce shopping cart software, you can compare payment gateways and see why CyoGate has the best payment gateway in the industry!

Additional Services

We also provide robust Mobile Payment Processing, Point of Banking, and alternative customer payment solutions! Plus, we now offer Business Loans and Equipment Leasing to US merchants!

Get Started with Merchant Services

Signup for Our Payment Gateway

Access the Developers Portal

Comprehensive Payment Solutions for Your Business

Retail & Internet Merchant Accounts

An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.

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Business Loans & Leasing

CyoGate is associated with direct lenders that provide business loans to US merchants in need of financing. We have numerous loan programs based on business cash flow and not credit score, so you can get approved for the business loan you need even if the banks have declined your application.

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High Risk Merchant Accounts

If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.

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Internet Payment Gateway

The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.

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Chargeback Prevention

Chargebacks are the leading reason merchant accounts are terminated. CyoGate can help you prevent chargebacks and ensure a positive credit card processing history! Our process works with most existing merchant accounts so a new merchant application is usually not required.

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FREE Merchant Savings Analysis

Lower rates don't always mean lower costs when it comes to merchant accounts. Network fees, transaction fees, and other fees often mislead businesses on their actual cost of credit card processing. Let us show you how much how much real money you'll save by switching to a merchant account from CyoGate. We'll have an expert analyze your existing statement(s) and provide you with a detailed line item comparison showing actual savings.

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Take Your Business to the Next Level

Find out how our innovative payment solutions can benefit your business. Reach out to us for more information or to get started!

Let’s Get Started