Load Balancing & Transaction Routing

Automatically Route And Load Balance Transactions Across Multiple MIDs With A Single Gateway Account!

Ideal Solution For High Risk Credit Card Processing

CyoGate's Load Balancing & Transaction Routing functions work together to allow merchants with multiple Merchant ID's (MID's) to process all of their transactions through a single Internet payment gateway account; and it adds powerful features to improve management and security.

Each MID can be assigned its own custom descriptor in the gateway!

Load Balancing

CyoGate's Load Balancing feature makes it easy to manage multiple merchant accounts and is ideal for all high volume, high risk merchants where it's always good to have multiple MID's for backup and additional sales volume; and exceeding approved volumes can create delays in receiving payments and customer inconvenience when orders start being verified by the processor. CyoGate's Load Balancing feature allows threshholds to be set on each MID and transactions may be automatically routed to maintain the dollar amount or percentage allocated.

Transaction Routing

CyoGate's Transaction Routing system can automatically rout transactions to a specific processor based on the criteria configured in the gateway. For example, phone orders may be routed to a different MID than web orders. Or, transactions may be routed to different MID's based on the specific user that enters the transaction, or the dollar amount of the sale. Transactions may be either routed manually by the user in the virtual terminal, by merchant defined fields, or programmatically using the API.

Apply for a Merchant Account Signup for the Payment Gateway

Retail & Internet Merchant Accounts

An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.

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High Risk Merchant Accounts

If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.

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Internet Payment Gateway

The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.

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