High Risk Merchant Account Industries

What Kind Of Businesses Require A High Risk Merchant Account?

Are domestic banks denying your request for an e-commerce or mail order/telephone order (MOTO) merchant account because they believe that your business is too high risk?

If you are in one of the following industries, you most likely will need a high risk merchant account to be able to accept credit card payments online:

 Adult Entertainment

 Adult Toys & Products

 Adult Videos

 Airline Tickets



 Cash Advance


 Credit Repair

 Collection Agencies

 Dating Websites

 Debt Consolidation

 Downloadable Software

 E-Cigarettes & Vapor

 Educational Software


 Escort Services

 Financial Services

 Forex Trading

 Gun Dealers

 Internet Gambling

 Penny Auction

 Law Firms

 Loan Services

 Medical Marijuana & CBD

 Multi-Level Marketing (MLM)


 Online Casinos

 Online Gaming

 Payday Loans


 PPI Claims

 Phone Sex

 Social Gaming

 Stock Trading

 Strip Clubs

 Tech Support



 Travel & Reservations


 Extended Warranties


 Insurance Brokers


 Matrimonial Services

 Membership Sites

 Online Retail

 Personal Injury

 Satellite TV Repair


 Scholarship Programs


 Weight Loss

Apply for a High Risk Merchant Account

Retail & Internet Merchant Accounts

An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.

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High Risk Merchant Accounts

If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.

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Internet Payment Gateway

The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.

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