Payment Processing Services

Complete Payment Solutions for Every Business

CyoGate offers a comprehensive suite of payment processing services designed to help businesses of all types and sizes accept payments securely and efficiently. Whether you need a standard retail merchant account, a specialized high-risk solution, an internet payment gateway, or business financing — we have the experience and the network to get you approved and processing quickly.

  • Retail, Internet & High Risk Merchant Accounts
  • Internet & Mobile Payment Gateways
  • Chargeback Prevention & Fraud Tools
  • Business Loans & Equipment Leasing
  • eCheck & ACH Processing

Merchant Services

Our core merchant services are built for reliability, competitive rates, and fast approvals — for standard and high-risk businesses alike.

Merchant Accounts

Retail, Internet, MOTO, and high-risk merchant accounts with competitive rates and same-day decisions.

Merchant Accounts

Ecommerce

Full ecommerce merchant account solutions with shopping cart integrations and fraud tools built in.

Ecommerce Accounts

High Risk

Domestic and offshore high-risk merchant accounts for industries most processors won't touch.

High Risk Accounts

Payment Gateway

The CyoGate Internet Payment Gateway integrates with hundreds of shopping carts and ecommerce platforms.

Payment Gateway

Mobile Processing

Accept credit cards anywhere with iOS and Android mobile payment processing solutions.

Mobile Processing

Point of Banking

Eliminate credit card processing fees entirely with our Point of Banking cash discount program.

Point of Banking

Chargeback Prevention

Proactively fight chargebacks before they become terminations with our prevention and alert services.

Chargeback Prevention

Business Loans

Fast-approval business loans, merchant cash advances, revenue-based financing, and equipment leasing.

Business Loans

Related & Add-On Services

Complement your merchant account with tools to streamline operations, improve security, and grow your business.

Free Merchant Audit

A free line-item comparison showing exactly how much you'd save switching to CyoGate.

Free Audit

Virtual Terminal

Accept credit cards over the phone or by mail using any internet-connected computer or device.

Virtual Terminal

eCheck Processing

Accept electronic checks (ACH) online and in-person — often at a fraction of credit card fees.

eCheck Processing

Load Balancing

Spread transaction volume across multiple processors for higher uptime and better chargeback ratios.

Load Balancing

Electronic Invoicing

Send professional invoices by email and get paid faster with one-click online payment links.

Electronic Invoicing

Customer Vault

Securely store customer payment data for recurring billing, re-orders, and subscriptions.

Customer Vault

Certify PCI

Achieve and maintain PCI DSS compliance with guided SAQ completion and quarterly scanning.

Certify PCI

iSpy Fraud Prevention

Real-time fraud scoring and velocity filters to stop fraudulent transactions before they process.

iSpy Fraud Prevention

QuickBooks SyncPay

Sync payment transactions directly to QuickBooks for seamless accounting and reconciliation.

QuickBooks SyncPay

Free Shopping Cart

Get a free, fully-featured shopping cart platform that integrates directly with the CyoGate gateway.

Free Shopping Cart

Ready to Get Started?

Apply for a merchant account today and find out why thousands of businesses trust CyoGate for their payment processing. Decisions in as little as 24 hours.

Contact Us Today