Compare Gateways & CyoGate Wins!
GATEWAY FEATURE COMPARISON
| Feature |  |
 |
 |
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|---|---|---|---|---|
| Service Feature | ||||
| Supported Processors | 64 | 15 | 15 | N/A |
| Tokenization |  |
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| Out of Scope API | |
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| PCI Certification Tool | |
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| Fraud Scrubber | |
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| Transaction Routing / Load Balancing | |
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| Mobile Payments | |
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|
 |
| QuickBooksTM Plug-In | |
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| Virtual Terminal | |
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| Payer Authentication | 38 Processors | 4 Processors | |
|
| Level III Processing | |
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| Batch Processing | |
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| Recurring Billing | |
+ $10/Month | |
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| Shopping Cart Support | |
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| Electronic Invoicing | |
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| Encrypted Devices | |
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| Gateway Emulator | |
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| Hosted Payment Form | |
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| Standalone Desktop Terminal | |
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| Mobile API / SDK | |
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| Convenience Fee / Surcharge Support | |
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| Custom Configurable API Responses | |
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| Private Labeling | |
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| Pricing | ||||
| Gateway Setup Fee | $0 | $99 | |
$0 |
| Gateway Monthly Fee | $14.95 | $20 | |
$0 |
PayPal is a 3rd Party Processor that has its own payment gateway which is very different from having a direct merchant account and gateway. The most notable difference is that PayPal provides NO virtual terminal, so there is NO way for a merchant to charge the customer. The customer must self-checkout either from a webpage, or from an emailed PayPal invoice. Additionally, upon checkout, the customer is usually re-directed away from the merchant's website and must then log-in to his PayPal account to complete the transaction. PayPal does not support high risk merchants; and merchants must request transfers of their funds which extends time to receive payment. PayPal does support recurring billing and mobile payments but those functions cannot be initiated or cancelled by the merchant. eProcessingNetwork's fees are priced by the merchant processors. Merchants are unable to simply enroll in a gateway account directly.Retail & Internet Merchant Accounts
An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.
High Risk Merchant Accounts
If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.
Internet Payment Gateway
The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.