| Variable Name | Description |
|---|---|
| recurring* | Add a recurring plan that subscriptions can be added to in the future. Value: 'add_plan' |
| plan_payments* | The number of payments before the recurring plan is complete. Notes: '0' for until canceled |
| plan_amount* | The plan amount to be charged each billing cycle. Format: x.xx |
| plan_name* | The display name of the plan. |
| plan_id* | The unique plan ID that references only this recurring plan. |
| day_frequency** | How often, in days, to charge the customer. Cannot be set with 'month_frequency' or 'day_of_month'. |
| month_frequency*** | How often, in months, to charge the customer. Cannot be set with 'day_frequency'. Must be set with 'day_of_month'. Values: 1 through 24 |
| day_of_month*** | The day that the customer will be charged. Cannot be set with 'day_frequency'. Must be set with 'month_frequency'. Values: 1 through 31 - for months without 29, 30, or 31 days, the charge will be on the last day |
| * | Always required |
| ** | Required unless 'month_frequency' and 'day_of_month' is set. |
| *** | Required unless 'day_frequency' is set. |
| Variable Name | Description |
|---|---|
| recurring* | Associate payment information with a recurring plan. Value: add_subscription |
| plan_id* | The plan ID of the plan that the subscription will be associated with. |
| start_date | The first day that the customer will be charged. Format: YYYYMMDD |
| ccnumber** | Credit card number. |
| ccexp** | Credit card expiration. Format: MMYY |
| payment*** | The type of payment. Default: 'creditcard' Values: 'creditcard' or 'check' |
| checkname*** | The name on the customer's ACH account. |
| checkaccount*** | The customer's bank account number. |
| checkaba*** | The customer's bank routing number. |
| account_type*** | The customer's ACH account type. Values: 'checking' or 'savings' |
| account_holder_type*** | The customer's ACH account entity. Values: 'personal' or 'business' |
| sec_code | ACH standard entry class codes. Values: 'PPD', 'WEB', 'TEL', or 'CCD' |
| first_name | Cardholder's first name. |
| last_name | Cardholder's last name. |
| address1 | Card billing address. |
| city | Card billing city |
| state | Card billing state. |
| zip | Card billing postal code. |
| country | Card billing country code. |
| phone | Billing phone number. |
| Billing email address. | |
| company | Cardholder's company. |
| address2 | Card billing address, line 2. |
| fax | Billing fax number. |
| orderid | Order ID |
| order_description | Order Description |
| merchant_defined_field_# | Can be set up in merchant control panel under 'Settings'->'Merchant Defined Fields'. |
| ponumber | Cardholder's purchase order number. |
| processor_id | If using Multiple MIDs, route to this processor (processor_id is obtained under Settings->Load Balancing in the Control Panel). |
| customer_receipt | If set to true, when the customer is charged, they will be sent a transaction receipt. Values: 'true' or 'false' |
| * | Always required |
| ** | Required for credit card transactions |
| *** | Required for ACH transactions |
| Variable Name | Description |
|---|---|
| recurring* | Add a custom recurring subscription that is NOT associated with an existing plan Value: 'add_subscription' |
| plan_payments* | The number of payments before the recurring plan is complete. Notes: '0' for until canceled |
| plan_amount* | The plan amount to be charged each billing cycle. Format: x.xx |
| day_frequency** | How often, in days, to charge the customer. Cannot be set with 'month_frequency' or 'day_of_month'. |
| month_frequency*** | How often, in months, to charge the customer. Cannot be set with 'day_frequency'. Must be set with 'day_of_month'. Values: 1 through 24 |
| day_of_month*** | The day that the customer will be charged. Cannot be set with 'day_frequency'. Must be set with 'month_frequency'. Values: 1 through 31 - for months without 29, 30, or 31 days, the charge will be on the last day |
| start_date | The first day that the customer will be charged. Format: YYYYMMDD |
| ccnumber**** | Credit card number. |
| ccexp**** | Credit card expiration. Format: MMYY |
| payment† | The type of payment. Default: 'creditcard' Values: 'creditcard' or 'check' |
| checkname† | The name on the customer's ACH account. |
| checkaccount† | The customer's bank account number. |
| checkaba† | The customer's bank routing number. |
| account_type† | The customer's ACH account type. Values: 'checking' or 'savings' |
| account_holder_type† | The customer's ACH account entity. Values: 'personal' or 'business' |
| sec_code | ACH standard entry class codes. Values: 'PPD', 'WEB', 'TEL', or 'CCD' |
| first_name | Cardholder's first name. |
| last_name | Cardholder's last name. |
| address1 | Card billing address. |
| city | Card billing city |
| state | Card billing state. |
| zip | Card billing postal code. |
| country | Card billing country code. |
| phone | Billing phone number. |
| Billing email address. | |
| company | Cardholder's company. |
| address2 | Card billing address, line 2. |
| fax | Billing fax number. |
| orderid | Order ID |
| order_description | Order Description |
| merchant_defined_field_# | Can be set up in merchant control panel under 'Settings'->'Merchant Defined Fields'. |
| ponumber | Cardholder's purchase order number. |
| processor_id | If using Multiple MIDs, route to this processor (processor_id is obtained under Settings->Load Balancing in the Control Panel). |
| customer_receipt | If set to true, when the customer is charged, they will be sent a transaction receipt. Values: 'true' or 'false' |
| * | Always required |
| ** | Required unless 'month_frequency' and 'day_of_month' is set. |
| *** | Required unless 'day_frequency' is set. |
| **** | Required for credit card transactions |
| † | Required for ACH transactions |
| Variable Name | Description |
|---|---|
| recurring* | Update the subscription's billing information. Value: 'update_subscription' |
| subscription_id* | The subscription ID that will be updated. |
| * | Always required |
| Variable Name | Description |
|---|---|
| recurring* | Delete the subscription. Customer will no longer be charged. Value: 'delete_subscription' |
| subscription_id* | The subscription ID that will be deleted. |
| * | Always required |
Apply for a Merchant Account
Signup for the Payment Gateway
An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.
If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.
The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.