FSA/HSA Payments

FSA (Flexible Spending Account) and HSA (Health Savings Account) cards are specialized debit cards for healthcare expenses.

Split Tender Implementation

// $80 total, $60 FSA-eligible
$post_fsa = array(
    'security_key'     => YOUR_PRIVATE_KEY,
    'type'             => 'sale',
    'amount'           => '60.00',
    'payment_token'    => $fsa_token,
    'partial_approval' => 'true',
);
$result_fsa = gateway_post($post_fsa);
if ($result_fsa['response'] == '1') {
    $remaining = 80.00 - floatval($result_fsa['amount']);
    $post_card = array(
        'security_key'  => YOUR_PRIVATE_KEY,
        'type'          => 'sale',
        'amount'        => number_format($remaining, 2),
        'payment_token' => $credit_card_token,
    );
    $result_card = gateway_post($post_card);
}

Eligible Expense Categories

• Prescription medications
• Medical equipment and supplies
• Doctor, dentist, and vision visits
• Certain OTC medications (post-CARES Act)
• Menstrual care products