Merchant Sign-Up Toolkit
Resources for partners and developers building merchant onboarding flows that connect new merchants to the CyoGate gateway.
Onboarding Flow
- Collect merchant information (business details, ownership, banking)
- Submit application via the partner API or application portal
- Underwriting review by CyoGate
- Account activation — merchant receives credentials and gateway access
- Configure gateway settings (limits, notification URLs, processing options)
Required Merchant Information
| Field | Required | Notes |
|---|---|---|
| Legal Business Name | Yes | Must match banking records |
| Business Type | Yes | LLC, Corp, Sole Proprietor, etc. |
| Federal Tax ID (EIN) | Yes | Or SSN for sole proprietors |
| Owner Name & DOB | Yes | All owners with 25%+ stake |
| Bank Account & Routing | Yes | For deposit settlement |
| MCC Code | Yes | Merchant Category Code |
| Monthly Processing Volume | Yes | Estimated |
| Average Ticket | Yes | Estimated average transaction |
For white-label merchant signup pages, CyoGate can provide branded application portals. Contact your account representative for details.