Explore Payment Solutions

Explore Payment Solutions

Welcome to the CyoGate Developer Portal! This guide helps you identify the right payment acceptance method for your needs — whether you're building an ecommerce checkout, a mobile POS app, or a fully custom payment flow.

The CyoGate payment gateway is a full private-label of the Network Merchants (NMI) gateway. All API endpoints, SDK behaviors, and features are identical — use your CyoGate credentials wherever documentation references API keys.

Online Payment Methods

Hosted Payment Page

Best for: Quick setup, minimal development (1–3 days). Customers redirect to a secure CyoGate-hosted page. No card data touches your servers — PCI scope minimized to SAQ A.

  • Zero card data on your servers
  • PCI compliance handled automatically
  • Cards, digital wallets, and ACH supported

Next: Hosted Checkout Documentation

Embedded Payment Component

Best for: Branded in-page checkout (1–2 weeks). A pre-built, fully styleable payment form embeds directly on your page. Customers never leave your site.

  • Customers stay on your site throughout
  • Style via the Appearance API to match your brand
  • Built-in surcharging and card-type detection

Next: Payment Component Documentation

Custom Checkout (Collect.js + Direct API)

Best for: Complete control (2–4 weeks). Build your own forms using Collect.js to tokenize cards client-side, then call the CyoGate API from your server.

  • Full UX control
  • Collect.js keeps card data out of your scope
  • All transaction types supported
  • Apple Pay and Google Pay available

Next: Collect.js Documentation | API Reference

In-Person Payment Methods

SolutionForm FactorIntegrationBest For
🍎 Tap to Pay on iPhoneHardware-freeiOS SDKFast setup, no hardware
🤖 Tap to Pay on AndroidHardware-freeAndroid SDKAndroid-first mobile merchants
📱 VP3350Bluetooth readeriOS & Android SDKChip, NFC, and swipe
🖥️ Lane/SeriesCountertop terminalCloud APIHigh-volume retail POS
📔 Self/SeriesUnattended kioskWindows & Linux SDKKiosks and vending

Next Steps

Take Your Business to the Next Level

Find out how our innovative payment solutions can benefit your business. Reach out to us for more information or to get started!

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