Following is the list of Chargeback Reason Codes used by Discover:
Discover Chargeback Reason Codes |
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Reason Code |
Category |
Description |
| 4502 | Request for Information | IC - Illegible Sales Data |
| 4534 | Processing Error | DP - Duplicate Processing |
| 4540 | Cancelled/Returned by Cardholder | UA - Unauthorized Purchase |
| 4541 | Cancelled/Returned by Cardholder | AP - Automatic Payment |
| 4550 | Processing Error | CD - Credit Posted as a Debit |
| 4553 | Cancelled/Returned by Cardholder | RM - Quality of Goods or Services |
| 4554 | Other | NC - Not Classified |
| 4555 | Request for Information | RN - Additional Request/Non-Receipt of Credit |
| 4586 | Processing Error | AW - Altered Amount |
| 4594 | Fraud | CR - Cancelled Reservation |
| 4751 | Other | CA - Cash Advance Deposit |
| 4752 | Authorization Error | DA - Declined Authorization |
| 4753 | Authorization Error | Invalid Cardholder number |
| 4754 | Authorization Error | No Authorization |
| 4755 | Non-Receipt of Goods or Services | Non-Receipt of Goods or Services |
| 4756 | Cancelled/Returned by Cardholder | SV - Stored Value Dispute |
Master Card Chargeback Codes | Visa Chargeback Codes | Amex Chargeback Codes | Discover Chargeback Codes
CyoGate offers numerous tools and techniques to keep chargeback ratios under control including full chargeback prevention services. If you need help managing chargebacks, please contact us today!
Apply for a Merchant Account
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An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.
If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.
The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.