Chargeback Reason Codes for Discover

Discover Chargeback Reason Codes

Following is the list of Chargeback Reason Codes used by Discover:

Discover Chargeback Reason Codes

Reason Code



4502 Request for Information IC - Illegible Sales Data
4534 Processing Error DP - Duplicate Processing
4540 Cancelled/Returned by Cardholder UA - Unauthorized Purchase
4541 Cancelled/Returned by Cardholder AP - Automatic Payment
4550 Processing Error CD - Credit Posted as a Debit
4553 Cancelled/Returned by Cardholder RM - Quality of Goods or Services
4554 Other NC - Not Classified
4555 Request for Information RN - Additional Request/Non-Receipt of Credit
4586 Processing Error AW - Altered Amount
4594 Fraud CR - Cancelled Reservation
4751 Other CA - Cash Advance Deposit
4752 Authorization Error DA - Declined Authorization
4753 Authorization Error Invalid Cardholder number
4754 Authorization Error No Authorization
4755 Non-Receipt of Goods or Services Non-Receipt of Goods or Services
4756 Cancelled/Returned by Cardholder SV - Stored Value Dispute

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CyoGate offers numerous tools and techniques to keep chargeback ratios under control including full chargeback prevention services. If you need help managing chargebacks, please contact us today!

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Retail & Internet Merchant Accounts

An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.

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High Risk Merchant Accounts

If the domestic banks are denying your merchant application because they believe your industry is considered high risk, CyoGate can help! We have an offshore network of merchant processing partners that enable us to provide low cost, high risk merchant solutions to a much wider range of businesses and industries.

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Internet Payment Gateway

The CyoGate Internet Payment Gateway offers one of the quickest and most cost effective ways to accept and process credit card and electronic check payments online. Our payment gateway works with most existing merchant accounts and supports hundreds of popular web shopping carts and eCommerce platforms.

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