Following is the list of Chargeback Reason Codes used by Visa:
Visa Chargeback Reason Codes
|30||Non-Receipt of Goods or Services||Services Not Provided or Merchandise Not Received|
|41||Cancelled/Returned by Cardholder||Canceled Recurring Transaction|
|53||Cancelled/Returned by Cardholder||Not as Described or Defective|
|57||Fraud||Fraudulent Multiple Transactions|
|60||Request for Information||Requested Copy Illegible or Invalid|
|70||Authorization Error||Card Recovery Bulletin or Exception File|
|71||Authorization Error||Declined Authorization|
|72||Authorization Error||Transaction Exceeds Floor Limit|
|73||Authorization Error||Expired Card|
|74||Processing Error||Late Presentment|
|75||Request for Information||Transaction Not Recognized|
|76||Processing Error||Incorrect Currency or Transaction Code or Domestic|
|77||Authorization Error||Non-Matching Account Number|
|78||Processing Error||Service Code Violation|
|79||Request for Information||Requested Transaction Receipt|
|80||Processing Error||Incorrect Transaction Amount or Account Number|
|81||Fraud||Fraud - Card Present Environment|
|83||Fraud||Fraud - Card Absent Environment|
|85||Cancelled/Returned by Cardholder||Credit Not Processed|
|86||Processing Error||Paid by Other Means|
|90||Non-Receipt of Goods or Services||Non-Receipt of Cash or Load Tran Value at ATM/Load|
|93||Fraud||Risk Identification Services|
|96||Processing Error||Transaction Exceed Limited Amount|
|98||Other||Good Faith Collection|
Master Card Chargeback Codes | Visa Chargeback Codes | Amex Chargeback Codes | Discover Chargeback Codes
CyoGate offers numerous tools and techniques to keep chargeback ratios under control including full chargeback prevention services. If you need help managing chargebacks, please contact us today!
An Internet Merchant Account is sometimes referred to as a "MOTO" (Mail Order & Telephone Order) Account because they all require the ability to process a credit card payment when there is no physical credit card present to be swiped. A standard retail "swipe" merchant account does not allow processing of these "card-not-present" transactions.
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